The Silver State Health Insurance Exchange, known as Nevada Health Link, invites consumers to start “window shopping” starting Oct. 1 for health insurance plans ahead of the Open Enrollment Period which runs from Nov. 1 through Jan. 15, 2021.
Health plans offered through Nevada Health Link are ideal for Nevadans who don’t qualify for Medicare or Medicaid but still need financial assistance; those who don’t have employee-sponsored health insurance, including independent contractors and gig workers; and anyone seeking comprehensive, quality and affordable plans.
Consumers can browse between 50 different plans – all of them Qualified Health Plans that cover the ten essential health benefits mandated by the Affordable Care Act (ACA) offered through five insurance carriers.
This year, Health Plan of Nevada (HPN), SilverSummit (Ambetter) and Anthem HMO Co are returning carriers, while Friday Health Plans and SelectHealth are new carriers joining Nevada Health Link.
The addition of new carriers increases the number of Qualified Health Plans to 50 this year, nearly doubling the previous open enrollment period.
- All 50 plans are available to Nevada residents in Clark County and Nye County from all five insurance carriers
- 45 plans are available in Washoe County from HPN, SilverSummit, Anthem HMO Co. and Friday Health Plans
- 35 plans are available in Carson City and rural counties Churchill, Douglas, Elko, Esmeralda, Eureka, Humboldt, Lander, Lincoln, Lyon, Mineral, Pershing, Storey and White Pine from SilverSummit, Anthem HMO Co. and Friday Health Plans
- Six carriers will offer 21 Qualified Dental Plans to Nevada residents statewide. They include Alpha, EMI, Delta, Liberty, Best and Rocky Mountain
The opportunity to window shop will allow consumers, both existing and new, the chance to preview all 2021 plans, while exploring details about monthly premiums, deductibles, out-of-pocket costs, co-payments and coinsurance amounts.
Most importantly, consumers can get a general idea of how much federal financial assistance (subsidies) they may be eligible to receive once enrollment begins.
Those who enroll by 11:59 p.m. on December 31, 2020 will have health insurance coverage effective January 1, 2021; those who enroll between January 1 and January 15 will have coverage effective February 1, 2021.
For more information, click here.