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A look at payday loan options and possible alternatives in Las Vegas

A look at payday loan options and possible alternatives in Las Vegas
Posted at 3:16 PM, May 17, 2018
and last updated 2018-05-17 18:21:11-04

You're strapped for cash and need a payday loan. What are some of the better-rated options in the Las Vegas valley?

According to the Better Business Bureau, Check City Nevada gets an A+ rating and is a BBB Accredited Business. Select businesses earn accreditation by undergoing a thorough evaluation and upholding the BBB Code of Business Practices. 

Check City Nevada has 29 locations in Las Vegas, Henderson and North Las Vegas, along with three in the Reno area. 

RELATED: About 1/3 of Nevada payday lenders getting lackluster reviews

Other payday lenders are not BBB Accredited but get high marks from the Better Business Bureau.

Multiple locations of Moneytree and Ace Cash Express got an A+ as did LoansInOneHour.com, First Choice Payday Loan, USA Money Today and Star Loan Centers.

Locations of Advance America Cash Advance Centers received an A- from the Better Business Bureau while On Call Cash stores were a bit lower with a B- grade. 

RELATED: Tougher payday loan rules to remain in place

SSM Group, Community Loans of America and 45 Cash all received failing grades. 

Now if you're trying to avoid getting a payday loan or title loan, Consumer Reports offered a few alternatives.

Some credit unions offer a Payday Alternative Loan that include low fees and interest rates. You also might qualify for a traditional installment loan from a community bank. 

If you're able, you can also ask to borrow from friends or family or see if you can set up a payment plan.