Homeowners confused about flood insurance
The water may have receded, people living by the Desert Rose Golf Course are still recovering. Some of the streets with the most damage were not in a federally designated flood zone. That's why many owners like Charlotte Phillippi didn't have flood Video by ktnv.comvideo
Las Vegas, NV (KTNV) -- The water may have receded but people living by the Desert Rose Golf Course are still recovering. Some of the streets with the most damage were not in a federally-designated flood zone. That's why many owners like Charlotte Phillippi didn't have flood insurance.
"I've never had flood insurance on any homes I've owned, never thought there was a reason," she says.
The homeowners association never warned owners either, even though flooding had been an issue in years past.
"We used to get a letter now and then about weeds in the yard," says Ron Powell. "It certainly would have been nice if they dropped a little love note stating that we've had problems before, perhaps you want to look at flood insurance. That would have been really helpful from the HOA."
The Regional Flood Control District showed us the flood zone map, which was just revised last year. They say if you live in the zone, you must get flood insurance. But anyone can get it.
We know that people don't know that and there is miscommunication. Our message the last 15 years, if you live in Clark County, you can get flood insurance whether you live in a flood zone or not. Just because you're not in a flood zone doesn't mean flood insurance isn't a good idea.
To find the current flood zone map and find out more about insurance, you can check the Regional Flood Control District website at www.regionalflood.org.