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Why plastic is better than cash

CREATED Jan. 29, 2013

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Plenty of people don't carry cash these days. Most retailers make it easy enough to swipe your card instead.

But credit card comparison site, Card Hub, says there are some rules to know when using plastic.

First, when using your debit card, select the credit/signature option instead of entering your PIN. It will limit your liability.

Two, when paying at a restaurant, always fill in all the fields including tip. Even if you're paying the tip in cash, put a zero in the tip area of the receipt, instead of leaving it blank.

And three, if you haven't already, make a list of your credit and debit cards, the account numbers and expiration dates, along with customer service telephone numbers. Print out that list and don't save it on a computer. Place the list in a secure location, just in case.